Did you know that colleges can actually take scholarship money away from students? It’s called DISPLACEMENT, it’s a common practice, it’s highly unethical, and it makes my blood boil more than just about anything else (except MAYBE Donald Trump). What’s worse is that they can take money they said they’d give to YOU and give it to someone else instead. The money you bring in from outside awards/scholarships DISPLACES (or replaces) any awards the school has said it would give you. And often, students don’t even realize this until very shortly before they start school, which can put them in a very difficult financial situation.
Here’s how it works:
Let’s say that someone (like my daughter, for example), works hard to get a $20,000 outside scholarship to help pay for her VERY expensive education. One of the colleges she considered offered her $30,000 in financial aid. Tuition, room and board were $55,000 per year. So logically, she should have had to pay just $5,000 for her freshman year. Great, right? NOPE.
The school takes the money they said they’d give you and SUBTRACTS the amount you bring in “from outside”, which tosses the funds you would have received back in the pot/endowment/whatever. To add insult to injury, this particular school told her that the only way her outside scholarship would be applied toward her net cost AT ALL was if she earned OVER $30,000 in outside scholarships. In other words, she would have to MATCH what the college gave her in financial aid, and ONLY THENwould they apply a single dime toward her tuition bill. SO. SO. WRONG.
Colleges should not have the right to take a student’s promised funds and give it to another student. This discourages students from applying for outside scholarships and discourages philanthropists from awarding grant money to students in need.
BEFORE you accept admission on May 1st, PLEASE check with the financial aid department to make sure your scholarships/outside aid will actually be applied to your tuition bottom line! Fortunately, not all colleges work this way – make sure yours doesn’t! College is expensive enough!
Did you know that colleges can actually take scholarship money away from students? It’s called DISPLACEMENT, it’s a common practice, it’s highly unethical, and it makes my blood boil more than just about anything else (except MAYBE Donald Trump). What’s worse is that they can take money they said they’d give to YOU and give it to someone else instead. The money you bring in from outside awards/scholarships DISPLACES (or replaces) any awards the school has said it would give you. And often, students don’t even realize this until very shortly before they start school, which can put them in a very difficult financial situation.
Here’s how it works:
Let’s say that someone (like my daughter, for example), works hard to get a $20,000 outside scholarship to help pay for her VERY expensive education. One of the colleges she considered offered her $30,000 in financial aid. Tuition, room and board were $55,000 per year. So logically, she should have had to pay just $5,000 for her freshman year. Great, right? NOPE.
The school takes the money they said they’d give you and SUBTRACTS the amount you bring in “from outside”, which tosses the funds you would have received back in the pot/endowment/whatever. To add insult to injury, this particular school told her that the only way her outside scholarship would be applied toward her net cost AT ALL was if she earned OVER $30,000 in outside scholarships. In other words, she would have to MATCH what the college gave her in financial aid, and ONLY THENwould they apply a single dime toward her tuition bill. SO. SO. WRONG.
Colleges should not have the right to take a student’s promised funds and give it to another student. This discourages students from applying for outside scholarships and discourages philanthropists from awarding grant money to students in need.
BEFORE you accept admission on May 1st, PLEASE check with the financial aid department to make sure your scholarships/outside aid will actually be applied to your tuition bottom line! Fortunately, not all colleges work this way – make sure yours doesn’t! College is expensive enough!
If your child will be starting college in the fall of 2018, it’s time to get ready for the financial aid process. The 2018-2019 Free Application for Federal Student Aid (FAFSA) opens on October 1st. For financial aid it’s first come, first served! So, sharpen your pencils and do the following 3 things:
- Get your Federal Student Aid (FSA) ID
- Get your 2016 Tax Records and Social Security Numbers
- Complete your FAFSA before March 2, 2018
Students who qualify for the California Dream Act (CADAA) and the Chafee Grant for Foster Youth can attend the free Cash for College workshops in California. Sign up for the 100+ workshops to learn more about moneys available.
In order to receive scholarship funds, you need to complete the FAFSA and indicate which colleges you’re applying to. After the colleges receive your Student Aid Report (SAR) from your FAFSA application, they will calculate your financial need and create scholarship/loan offers if your child receives an admissions offer. Good luck!
It used to be that college-bound students took the SAT 1 or ACT to demonstrate that they had the reading, writing, and math foundation to be successful in college, and they took the SAT 2 Subject tests to demonstrate their specific skills in academic subjects. While most colleges still require the SAT 1 or ACT today, very few colleges now require the SAT 2 Subject Tests.
If you happen to be strong in a particular subject area and you’re applying to competitive colleges, take the SAT 2 Subject Tests and submit them with your other scores. It might help you get in. But, if you’re not a good test taker or you aren’t ready for any of the subject tests, then skip them.
Check with the colleges on your list to make sure you don’t need the SAT 2 scores. In California, UCs don’t require SAT 2 Subject Test but they do recommend them for freshman applicants majoring in competitive majors like engineering, biology, chemistry, or physics. Here are the UC recommendations:
Berkeley:
Chemistry: Math Level 2 and science test (same as major)
Engineering: Math Level 2 and Physics
Irvine:
Engineering: Math Level 2 and Physics
Computer Science and Engineering: Math Level 2 and Physics
Pharmaceutical Science: Math Level 2, Biology M and/or Chemistry
Physical Sciences: Math Level 2
Public Health Sciences: Biology E, Biology M, and/or Chemistry
Public Health Policy: Biology E, Biology M, and/or World History
Los Angeles:
Engineering: Math Level 2 and Physics
Applied Sciences: Math Level 2 and a science test closely related to the major
Riverside:
Natural and Agricultural Sciences: Math Level 2 and Chemistry or Physics
Engineering: Math Level 2 and Chemistry or Physics
San Diego:
Engineering: Math Level 2 and Physics
Physical Sciences: Math Level 2 and a science closely related to major
Santa Barbara:
Engineering: Math Level 2
Mathematics: Math Level 2
Physics: Math Level 2 and Physics
Biology: Biology
Chemistry and Biochemistry: Chemistry
Computer Sciences: Math Level 2
Transfer students who attend California community colleges and hope to transfer to UCs need to get their Transfer Admission Guarantee (TAG) application in before September 30th.
Six UC campuses offer an admission guarantee for junior transfer applicants (Davis, Irvine, Merced, Riverside, Santa Barbara, and Santa Cruz). Simply complete the online UC TAG application at https://uctap.universityofcalifornia.edu/students/index.cfm. Use the useful Transfer Admission Planner (TAP) to help you get organized.
If you need help, just ask a Merit College Advisor at info@meritworld.com!
Learning How to Study
There seems to be an epidemic of “poor test takers” who routinely get A’s on their homework but fail miserably on quizzes and tests. Looking at their grade sheets, you’ll see a few D’s or F’s for tests and quizzes scattered among a sea of A’s for homework. Parents shake their head in confusion because their children manage to get high marks for doing their homework but those good grades aren’t reflected in their low test scores.
Parents often meet with their children’s teachers in search of explanations for these disparate grades. As the director at Merit Educational Consultants, I often hear parents’ claims that their children do their homework and receive excellent grades but that they are just “poor test takers.” Although test taking does require some skills, these students aren’t poor test takers. Claims like this are misconceptions. With the exception of students with learning differences or test anxiety, the problem isn’t poor test-taking skills; rather, they simply don’t know how to study for tests. When students learn how to study, they can achieve much higher exam scores that accurately reflect their academic potential.
Homework scores don’t always indicate how well students know the curriculum/material, either. Some teachers simply give credit to students for attempting to do the work. Others don’t correct the students’ work, so even though they did the assignment, there’s a possibility that every answer was incorrect. Even when the teachers do correct the homework assignments, the actual exercise may not guarantee that the students are learning the concepts. With their iPods blaring and their cell phones ringing, many students can mindlessly fill in the blanks and skim books while they go through the motions to complete their homework as quickly as possible.
Consider this. A math teacher may introduce a new concept and provide several examples on the board during class. Then when the students go home that evening to do their homework, they simply review their class notes, plug in the formula, and zip through the problem sets. So what’s wrong with this? The students are just going through the motions. They probably don’t understand why they’re using that particular formula for that type of problem. Then the following day when they learn a new concept in class, the teacher once again gives examples and sends the students home with a new formula to use to solve the equations for that day. A week later, when the students take a quiz or test, they do poorly because they aren’t sure which formula to use. In other words, they didn’t really understand what they were doing; they were on automatic pilot while they did the work.
When teachers announce upcoming tests, some allow students to make “cheat sheets,” which can be index cards or full 8 ½” x 11” sheets of paper filled with notes that the students can use during the tests. It’s remarkable how much information students can squeeze on to their sheets of paper. Other teachers give students study guides that define exactly what will be on the tests. Obviously, both of these systems – along with “going through the motions” while doing homework – fail to encourage students to learn the material that they should be responsible to know.
Most students prepare for their tests by cramming or simply reviewing their notes the night before. They think that by reading through their lecture notes and homework assignments, they’ve done all they need to do to ace their exams. What they don’t understand is that their brains can’t absorb all of that information in such a short period of time, so they can remember only superficial concepts. Cramming doesn’t give the students enough time to thoroughly understand the concepts so they could apply their knowledge in solving difficult questions on a test.
Even if they’re one of the lucky few who can cram the night before for a test and pull an A, what they memorized for the test probably didn’t go into long-term memory; so, when it comes time to study for the final exam, they’ll have to relearn everything again. And worse yet, when these students advance to the next class the following year, they’re setting themselves up for failure because they skimmed the surface of the previous class and don’t have the foundation they need to succeed in courses that require previous knowledge.
When students enter college, they will be expected to have retained basic information from high school courses and apply it to increasingly complex theories. Additionally, students must be able to assess what they need to study without depending on the professor to do so for them. Many a college professor is frustrated by student requests for study guides or open-book tests exactly because it suggests surface-level regurgitation instead of analysis, which is what students must do to succeed.
So how can a student ace a test? It’s really quite simple: the five-day plan. In order to get a perfect score on a test, they need to comprehend, not just memorize, the material. For English or History, that means that they need to have time to read the chapters, highlight important information, rewrite their notes in outline form, make flashcards, and test themselves. This will take time because their brains need time to absorb the information.
So, who cares about grammar and correct word choice? Surprisingly, many people. Writing is often your introduction – to a college admissions officer, potential employer, or future partner. Using vocabulary incorrectly, misspelling words, or forgetting an apostrophe can give the impression that you have limited education and/or intelligence (sorry, but it’s true!).
Even if you consider yourself a good writer, check out these common grammar mistakes (from Inc Magazine’s Christina DesMarais, “43 Embarrassing Grammar Mistakes Even Smart People Make”). Learn these 37 most common (even among great writers) mistakes so you can communicate clearly and prevent an embarrassing faux pas.
It should actually be “served.” Without the d, the phrase above suggests that the first individual who arrives will be the one who serves everyone, which is not the idiom’s intent.
Think about this one for a minute. The way it’s written above suggests you possess care which still could be allocated to the situation in question. “I couldn’t care less” is correct because it communicates that “I have no more care to give.”
This is not a word. It’s simply “regardless,” as in “Regardless of what you think about grammar, you’ll look silly if you use it incorrectly.”
This mistake is remarkably common, yet a correct example would be “Karlee talked with Brandon and me.” The trick to getting this one straight is to take the other person’s name out of the sentence and see if your personal pronoun choice still sounds right. “Karlee talked with I” is awkward and incorrect.
I hear people saying things such as “Me and Brandon met at Starbucks this morning” all the
time, even though it’s always wrong. “Brandon and I met at Starbucks this morning” is correct.
“Shoo-in” is what you really want to write when you’re trying to say that someone is a sure winner. It’s because when you “shoo” something you’re urging it in a certain direction.
Emigrate” and “from” always go together, as do “immigrate” and “to.” To emigrate is to come from somewhere, and to immigrate is to go to somewhere. “Colin emigrated from Ireland to the United States” means the same as “Colin immigrated to the United States from Ireland.”
These little guys are ubiquitously misused. Apostrophes indicate one of two things: possession or letters missing, as in “Sara’s iPad” and “it’s” for “it is” (second i missing). They don’t belong on plurals. “FAQs,” for example, should not have an apostrophe. Also, people often make a mistake with their own last name. If you want to refer to your family but don’t want to list everyone’s first name write “The Johnsons” not “The Johnson’s.” Another big one: Decades should not have apostrophes. For example, “1980s” is correct but “1980’s” is not.
This one is a simple spelling mistake resulting from an extra r. “Prostrate” actually means to lie face down. The “prostate” gland is a part of the male reproductive anatomy.
A “slight” is an insult, whereas “sleight” indicates dexterity or cunning. It’s why “sleight of hand” is commonly used in the world of magic and illusion.
Just know that to “home in” on something means to move toward a goal, such as “The missile homed in on its target.” To “hone” is to sharpen.
When I think about bait, worms and lures come to mind. The first word should actually be “bated,” which stems from the verb “abate,” meaning to stop or lessen. So, if you’re trying to say that someone is holding his breath, you can see that “bated breath” makes the most sense.
If you want to share what you’re thinking with someone, this could work if you add “my” before “mind.” But if you’re trying to indicate tranquility, then spell it “peace.”
“Whet” means to sharpen or stimulate. As such, the latter spelling is more appropriate.
“Due” means “owed,” and that’s not the intent with this idiom. “Make do” is the proper way to say that you’re going to get along with what you have.
“Due diligence” is the proper business and legal term. It means you will investigate an individual or company before signing a contract.
To pique means to arouse, so the correct phrase is “piqued my interest,” meaning that my interest was stimulated. While the incorrect way it’s written in the heading may suggest that someone’s interest was taken to a high level, it’s still wrong.
All those ofs should be “have.” The proper versions were corrupted by contractions such as “must’ve.”
Whether you say “all of a sudden” or “all of the sudden,” the preposition “of” must be involved either way. But if you’re really trying to say “suddenly,” just do.
Whether you say “all of a sudden” or “all of the sudden,” the preposition “of” must be involved either way. But if you’re really trying to say “suddenly,” just do.
“Worse comes to worst,”–note the t–is better because it indicates something has degraded from one negative plane to the lowest possible.
Even though people use this word as a verb all the time, the best way to “un-thaw” something would be to put it in the freezer. Is freezing what you mean, or thawing?
If anything, it’s a cold water heater. Just use “water heater.”
“Bald-face” means shameless or showing no guilt. When a person tells a bald-faced lie, they are openly lying. An acceptable variant of this phrase is a “barefaced lie.”
The correct version–“chalk it up”– comes from keeping score on a chalkboard.
The incorrect example above is missing a w. A wringer is an old-fashioned mechanism which presses water out of clothes being washed by hand, a process indicative of giving someone a hard time.
This one is subject to debate, but here’s my two cents. Take the sentence, “A person who smokes damages their lungs.” See anything wrong there? You should. “A person” is–obviously–one person. But “their” is a word you would use if you were referring to more than one person. Correct sentences could either read:
- “People who smoke damage their lungs.”
The number of students who took the LSAT (Law School Admission Test) increased by nearly 20% this year. That’s the biggest jump in over 15 years. So why the sudden interest in law?
TRUMP!
As students have watched the Trump administration flagrantly misuse the law since January 2017, these students are starting to see the necessity for laws. Hmm. So whether or not you’re wanting more government, we are going to have more lawyers in the future. I think environmental law is going to be a booming industry soon.
Until recently, international students always paid full fare for their privilege to attend American colleges and universities. But that is changing because colleges are seeking those higher-caliber international students. To be competitive, colleges are offering scholarships to attract those top-notch students from abroad.
At public colleges, there’s been a bit of a backlash from in-state families because legislatures and constituents want public colleges to cater to the taxpayers who finance these institutions. Makes sense. So some public colleges offer modest non-need based scholarships to students they hope will matriculate to their colleges. These students receive scholarship dollars to offset the out-of-state tuition fees, but they rarely ever get a full ride (all tuition and housing fees). That’s reserved for well-deserving in-state students!
Private colleges, on the other hand, have more leeway to offer scholarships because their institutions don’t rely on public funds from taxpayers. So they don’t deal with politics the way public colleges do. If the college really wants a particular student, they now offer scholarships – even full rides – to sweeten the offer. That’s just like they do to entice American students to attend their colleges.
By giving scholarships to international students, it helps create a more global community of students who learn to work together as they prepare to solve major issues that we face as a civilization.
Back in 2009, Natalie Kassel, one of my ProjectMERIT students, organized a campaign to get local public schools to stop using triclosan in schools. She had conducted an experiment to prove that regular soap kills just as many germs as antibacterial soap. After reaching out to every school in the county, she successfully banned triclosan and protected thousands of students. Her project, WASHUP (Worthless Antibacterial Soap Harms Us Permanently) brought attention to this problem almost a decade ago.
Today, eight years later, researchers have found that triclosan interferes with hormones and reproductive systems. Yup! And what’s worse? Triclosan is found in most Americans! It pollutes the environment and it harms our bodies. What’s alarming is that it is in many personal care items (lotions, shampoos, conditioners, toothpaste, and soaps), as well as clothing (underwear, sports apparel, sweatshirts, dresses, wet suits, and shoes). For a complete list of items, check here!
It can help with college scholarships and admissions. Here’s how:
Everyone thinks the PSAT is just a preliminary “SAT” that colleges don’t see, and subsequently, they neither prep for it nor take it seriously. BIG MISTAKE! The PSAT is actually also the NMSQT, National Merit Scholarship Qualifying Test, which is the only way you can qualify to be a National Merit Scholar. Out of the 1.5 million students who take the PSAT each year, 34,000 students are commended and 16,000 become semifinalists. Of these 16,000 semifinalists, 15,000 go on to become Merit Scholars. These scholars win $2,500 scholarships or corporate/college scholarship awards. And this is just for taking the PSAT! Easy peasy.
Being recognized as a recipient of the Merit Scholarship Award is highly regarded by college admissions committees. When my daughter Nicole won this award, she received a full-scholarship offering from colleges that she didn’t even apply to! Colleges get ahold of these Merit Scholars and actively pursue them as they recruit students each year.
My recommendation: Take PSAT practice tests so you become familiar with the test process. Work on improving your scores by completing each section within the given time allotment. Review math concepts that you may have forgotten over the summer. READ, READ, READ. The best way to improve the tricky reading comprehension and grammar sections is to simply read every day.
You can start taking the PSAT in 9th grade. Your “real” PSAT score is calculated in 11th grade, so by starting early, you get 2 chances to prepare. Just think — this is probably one of the easiest scholarships to apply for — No essays! No interviews!. And if you score in the top 4%, colleges will be knocking on your door!